Who we are
The app is published by Oneplexo Software Solutions ("we", "us"). You can contact us at info@oneplexo.com.
What is stored on your phone
- The dues you add: name, type, amount, schedule, how it is paid, reminder choices and any note you write.
- Loan details you enter for an EMI or loan: loan amount, interest rate and number of payments.
- Your payment history: which dues you marked paid or skipped, with the date and amount.
- Your settings, such as theme, reminder time and whether reminders are on.
This information stays on your device. We do not upload it, and we cannot see or recover it. You can delete it all in the app (Settings, Delete all my data). Uninstalling the app or clearing its storage also deletes it.
Reminders
Reminders are notifications that Duely schedules on your phone using Android's own notification service. The app asks for permission to show notifications when you turn reminders on. Nothing about a reminder is sent to us. If you turn notifications off in your phone's settings, reminders stop.
Backups
Share a backup creates text from your list, which you can send or save wherever you choose using your phone's Share menu. Where it goes after that is your choice and is handled by the app you pick. The backup contains the names and amounts you entered, so keep it somewhere private. We never receive it.
Permissions the app uses
| Permission | Why |
|---|---|
| Notifications | To remind you before a due date |
| Internet | Used only by the ad service (see Ads below). The app sends none of your dues, amounts or history anywhere |
The app does not ask for your SMS, contacts, call log, location, camera, microphone or storage, and does not connect to your bank, UPI or cards.
Ads
The app shows banner ads using Google AdMob. To show and measure ads, Google and its partners may collect and use your device's advertising ID, IP address, device and app information, and ad interactions. This happens through Google's SDK, not through our server. Ads appear only on the Home and Dues screens, not on the screens where you add a due, mark a payment or review a loan.
- In the European Economic Area, the UK and some other regions, the app asks for your consent through Google's consent form before requesting ads. You can review your choice later in the app's settings where shown.
- You can reset or delete your advertising ID, or opt out of ad personalisation, in your phone's settings (Android: Settings, Privacy, Ads).
- Learn more: How Google uses information from sites or apps that use its services.
What we do not do
- No accounts, and we do not collect your name, email address, phone number or location.
- We do not upload, sell or share your dues, amounts, loans or history.
- We do not currently use analytics or crash-reporting tools. If we add them, we will update this policy first.
Children
The app is not designed for children under 13 and we do not knowingly collect their data. If you believe a child has used the app, contact us.
Your choices and rights
Because we hold none of your data, there is nothing on our side to access or delete. You control everything on your phone: edit or delete any due, turn reminders off, delete all data, or uninstall the app. You can manage ad choices as described above and contact us at info@oneplexo.com with any privacy question. Depending on where you live (for example under the GDPR or UK GDPR, or Indian data-protection law), you may have rights over personal data; where these apply we will help as far as we reasonably can. You may also complain to your local data-protection authority.
Where data is processed
Your dues, amounts and history are processed only on your phone. Google operates AdMob worldwide, so ad-related information may be processed in countries other than your own, under Google's own safeguards.
Changes
If we change this policy in a meaningful way we will update the date above and, where appropriate, tell you in the app.